Always make sure you are really ready to buy before embarking on your search! In this video’s scenario, being ready refers to being able to comfortably afford to make this important purchase.
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Start by asking yourself the obvious basic questions about your income and situation.
- Steady source of income?
- Long term income source whether a job or self-employed?
- Sustainable income?
- Good payment record?
- Current debt load low? Car loan? Credit cards?
- Amount saved for a down payment equals 20% of your ideal purchase price?
- Comfortably handle your mortgage payment, plus additional costs every month?
If you have all of these things, or at least the majority, you may be ready to buy your home!
Work with your Bass Lake Realty agent to address these questions in depth.
Together you will be able to take a tough, realistic, look at your situation. Then, you are ready to get pre-qualified!
Give us a call (559) 642-3610 or email!!
Thanks much,
Your Bass Lake Realty Team